Tag Archives: avoid non-essential items

Shopping Lists for Frugal Living

Knowing what you want to buy is also a money saving practice as this limits what you spend for. It takes a lot of discipline to be frugal about spending but the rewards are worth it. A good practice of being frugal is to list down what you need to buy.

Listing What You need to Buy

How many times have you seen people in groceries wandering aimlessly about what they want to buy? By listing down what you really need in your home, you are lessening the risk of spending needlessly on certain items that you do not need. It is also planning your budget so you are still able to save some money as you need certain things. By concentrating on the bare minimum, which are the necessities such as water, toilet paper, food, light bulbs, etc, you are exercising a great deal of self-discipline wherein a compulsion to buy other things are eliminated.

In being able to save money as you spend, you are also saving yourself by being prepared to handle different emergency situations which you can never foretell when it will occur. Emergency situation such as broken appliances that need immediate repair or a toothache that you need to see the dentist to repair. Imagine having to bare the pain of that toothache because you have no emergency funds to pay the dentist. That is a situation that could very possible happen and it would be a most painful one wherein you will wish that you had an emergency fund that you could use.

In listing down what you need, you can also save a lot of time and effort in shopping. You will not have to wonder whether or not you have a certain item at home, as you have taken the time to list down your needed items.

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